Grow Your Money with High-Yield Savings Accounts (2024)

Get ahead with our high-yield savings

Take advantage of our attractive rates to increase your savings.

Open an AccountCheck Rates

Why SF Fire Savings?

$0

No Monthly Fee

$0

Minimum Balance

No

Direct Deposit Requirements

Let's work together to get you where you want to go. Our high-yield savings options make it easier to put away and grow your money.

You work hard for your money. Join SF Fire and keep more of it.

Our Savings Accounts

MONEY MARKET

4.00% APY* on your savings

No balance minimums or monthly fees making it easy to access your funds while earning a higher rate. Account must be funded with money not currently held at SF Fire Credit Union.

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TIERED SAVINGS

Earn dividends while keeping your money available

Enjoy great features like instant account transfers, free ATM access, and overdraft protection.

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TERM CERTIFICATES

Maximize yield with our term certificates

With a minimum balance of just $250, and terms from 3 months to 5 years, we offer term certificates for every need.

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HEALTH SAVINGS ACCOUNT

Take the sting out of medical expenses

Plan for future medical costs with our smart, easy-to-use HSA account.

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EDUCATIONAL SAVINGS ACCOUNT

College will be here before you know it.

And with rising education costs, it’s important to have a college savings plan. Start saving today with a Coverdell Educational Savings Account. When the time comes, spend less on books and more on balloons.

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HOLIDAY SAVINGS

The holidays can be stressful, but we’re here to help.

If you start saving with our high-yield Holiday Savings account, you can snatch up the season’s hottest items and make sure it’s the most wonderful time of the year.

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SF Fire Credit Union has made it so simple to save for life’s important events.

Jeanne, marathoner and coach.
Putting her first since 2007

Frequently Asked Questions

  • Can I open additional checking and savings accounts through OnlineBanking?

    Yes.

    1. From the menu in Online Bank­ing or the Mobile Bank­ing app, click on Accounts and then select Open an Account.
    2. Click “Apply Here” on the Check­ing, Sav­ings and Cer­tifi­catestile.
    3. If you have more than one Mem­ber ID # asso­ci­at­ed with your Social Secu­ri­ty Num­ber or Tax Iden­ti­fi­ca­tion Num­ber, you’ll have the chance to choose which one should be asso­ci­at­ed with the new account.
    4. A pan­el will open to the right to let you choose between three cat­e­gories: Term Cer­tifi­cates, Check­ing and Sav­ings accounts, or a new membership.
    5. Choose the cat­e­go­ry and then the account type you wish to open, and fol­low the on-screen prompts.

    Term Cer­tifi­cates will require a min­i­mum $250 deposit from an avail­able fund­ing source. If you do not have funds avail­able in an account at SF Fire Cred­it Union, you will not be able to open a Term Cer­tifi­cate online until you make a deposit or trans­fer funds in from an exter­nal account using Trans­fer & Pay » Make aTransfer.

  • Do I have to share a log-in with jointowners?

    No, joint own­ers can reg­is­ter their own unique log-in. You’ll be able to see all your accounts with one log-in, and your joint own­ers will only see those accounts on which they’reauthorized.

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Nehemiah, international photographer.
Putting him first since 2012.

EMERGENCY SAVINGS FUND

Jump start your emergency savings fund

An emergency fund is a good way to prepare for unexpected events by giving you a financial cushion to handle emergencies without going into debt.

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Grow Your Money with High-Yield Savings Accounts (1)

Kristin, proud senior dog parent.
Putting her first since 2005.

PLATINUM VISA CREDIT CARD

Say goodbye to credit card fees

Get the card that cuts out the fees while giving you rewards, overdraft protection, and lower rates.

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Grow Your Money with High-Yield Savings Accounts (2)

Let's Chat

As a local credit union, we measure our success one member at a time. We want to get to know you and help you achieve your goals. Come into a branch or call us today. Our people are happy to serve you.

Grow Your Money with High-Yield Savings Accounts (3)

Call

(415) 674-4800
(888) 499-FIRE (3473)
Mon – Fri 7:00 AM – 7:00 PM
Sat 9:00AM - 5:00PM

Grow Your Money with High-Yield Savings Accounts (4)

Stop by a branch

Branch hours
Mon – Fri 9:30 AM – 5:30 PM
Saturday 10:00 AM – 2:00 PM

Find a Branch or ATM

1 Chase rates and fees as of 1/17/2024

2APY= Annual Percentage Yield. The APY is the effective annual rate of return and assumes that the funds will remain in the deposit account for the full 365 days. This rate schedule states rates applicable to specified accounts. This schedule is incorporated as a part of your account agreement with SF Fire Credit Union. A minimum positive balance of $0.01 is required for dividends to be earned, which are calculated at a specified rate over a given period.

Rates effective as of 12/15/2023 and are subject to change at any time without notice. New money refers to money not currently held at SF Fire Credit Union accounts or funds that have been in another SF Fire account for 30 days or less. Incoming transfers are limited to external sources. There are no restrictions on the amount or timing of external transfers into the Money Market Account.

Grow Your Money with High-Yield Savings Accounts (2024)
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