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June 4, 2024
Ready to upgrade your vehicle? With Independence Day sales, back-to-school sales and many other promotions going on at car dealerships, the summer can be a great time to score a deal. Before you hit the lot, you’ll probably want to think about your financing options. Looking for a low-rate auto loan? We’ve got you covered. We offer financing for new and used cars, trucks, vans and motorcycles.
Need a low-rate auto loan?
Finding the right financing might not be the most exciting part of car shopping, but we make it simple and stress-free. When you choose a low-rate auto loan from Grow, you’ll enjoy:
- Competitive rates: With auto loan rates starting as low as 5.75% APR1 for new cars, now is the perfect time to consider upgrading your vehicle. Check our current auto loan rates.
- Fast preapproval: We offer quick preapproval with a simple online application. Get a decision in as little as 60 seconds! When you’re already preapproved for a car loan, you can shop with the same confidence as if you were paying with cash.
- Friendly, personalized service: We take pride in providing the best local, friendly service for our members. When you finance your car with Grow, you become a member of the credit union with full access to the products and services we offer, including a network of 70,000 surcharge-free ATMs2, convenientonline and mobile banking, and in-person assistance at any of our26 stores.
Ready to hit the road?
If you’re ready to upgrade your ride, start by getting preapproved for a low-rate auto loan with Grow. With low rates, fast preapproval and friendly, local service, we’re here to make financing stress-free and convenient. We can help put you in the driver’s seat today!
Get Preapproved
In a hurry? We work directly with more than 1,000 dealerships across the Southeast, and Grow members always enjoy our best rates — whether you get preapproved or finance directly at the dealership. Just ask about financing with Grow Financial!
Looking for a reliable used car?
When you’re in the market for a used vehicle, you have loads of options. Check outCU AutoBranch, a dealership dedicated to credit union members. Their lot is full of preowned vehicles with plenty of life left. They even offer free delivery up to 100 miles and a seven-day/1,000-miles buyback guarantee on their vehicles. If you’re looking for a preowned vehicle, the folks at CU AutoBranch can help you find the right one!
Annual Percentage Rate (APR). The loan rates quoted are effective 05/30/2024 and are subject to change. Subject to credit approval.
1Fixed rates for new vehicles range from 5.75% APR to 18.00% APR. The rate you receive is determined by your credit history, collateral, term and loan to value.
2There is no fee for transactions made at ATMs in the Grow Financial, CU24/CU HERE or CO-OP networks. Transactions from non-network ATMs will carry a $2.00 service charge, in addition to any fees charged by the operating institution.
Posted In:
- Auto Education
How to Find Your Routing & Account Numbers
When you make a payment online, by phone or on a mobile device, you may be asked for our routing number and your checking account number. Credit unions and banks use these numbers to identify accounts and make sure money gets where it’s supposed to be. You’ll also need to provide your routing and checking account numbers for:
- Direct deposits
- Electronic checks
- Military allotments
- Wire transfers
Where to Find Your Routing & Checking Account Numbers
Your personal checks include both our routing number and your account number, as shown on the Grow check example below.
Don’t have a Grow check? No worries.
Visit any Grow store and ask for a Direct Deposit Form. It lists both your routing number and checking account number.
Making a Loan Payment
When it comes to making payments, we try to make it as painless as possible to pay your loan every month. We have several different ways to pay, including convenient online options.
Pay Online
You have two ways to pay online by transferring funds from another bank or credit union.
- Grow Online Banking (Preferred payment method for any loan)
This is the simplest way to pay your loan. You can make one-time payments or set up automatic recurring payments in Grow Online Banking. Once you log in, select “Transfer/Payments” from the menu. If you’re not enrolled in Grow Online Banking yet, you can set up your account in just a few minutes.
Log In
- Debit Card or ACH (Available for auto, personal loans and HELOCs)
Note: ACH and debit card payments are not available for credit cards or most mortgages, except HELOCs.
We accept ACH payments with no additional fees or Mastercard® and Visa® debit cards with a convenience fee of $4.95. To get started with an online ACH or debit card payment, select Pay Now below.
Pay Now
Pay by Mail
You can also pay any Grow loan by check through the mail. Please remember to include your account number and Grow loan number on the check. (For credit card payments, please do not write your 16-digit credit card number on the check, which can cause a delay in processing the payment.)
Address for auto, credit card, personal loan and HELOC payments:
Grow Financial Federal Credit Union
P.O. Box 75466
Chicago, IL 60675-5466
Address for personal first or second mortgages and home equity payments:
Grow Financial Federal Credit Union
P.O. Box 11733
Newark, NJ 07101-4733
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